E*Trade Checking Account (2026.10 Update: $400 Offer)
Checking Accounts
E*Trade Max-Rate Checking Account Review
[2026.10 Update] The new account bonus is $400.
Contents
- Application Link
- Account Features
- Bonus Requirements
- Related Accounts
- Summary
- Application Link
Application Link
- E*Trade Checking promo code: MAXRATE26
Account Features
- $400 new account bonus. See the requirements below. Offer ends January 10, 2027.
- No monthly fee.
- No wire transfer fees, including domestic and international incoming and outgoing wires!
- ATM fee reimbursements worldwide!
Bonus Requirements
- You are not eligible if you have or had owned or co-owned (joint) a Max-Rate Checking or Checking Account within the last 12 months from when you enroll in this offer.
- Direct Deposit (DD) requirements: Receive at least two qualifying direct deposits of $1,500 or more each within 90 days of account opening.
Related Accounts
- E*Trade Checking (this article)
- E*Trade Premium Savings
- E*Trade Brokerage
Summary
This is a generous bonus with easy requirements, making it an attractive offer.
The account itself also has excellent features: no wire transfer fees and worldwide ATM fee reimbursements. It comes pretty close to being the perfect checking account. Perhaps E*Trade can afford to be so generous because it makes its money primarily through its brokerage business.
Application Link
- E*Trade Checking promo code: MAXRATE26
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