Tips, Lists, and Tricks: Boldin’s 15 Most Clicked Articles in 2025
Every year, millions of readers turn to Boldin for practical guidance on retirement planning—what to do, when to do it, and how to avoid costly mistakes. The articles below are our 15 most-clicked pieces, reflecting the questions people are asking most right now—from taxes and Social Security to budgeting, investing, and retirement timing.
Boldin’s 15 Most Clicked Retirement Planning Articles in 2025
If you’re looking for clear, actionable answers, these articles are for you. (You may also want to check out Boldin’s editor’s favorite articles from the year – articles that focus on money and meaning.)
#15: Going from a Saving to a Spending Mindset: How to Stop Worrying, Retire, and Enjoy It
Here are tips for transitioning into retirement. Once you shift to a smart spending mindset, you’ll enjoy life more than ever before.
#14: Worried About Running Out of Money? Consider the 1-2 Punch Approach to Retirement Income
You are probably worried about running out of money in retirement. Use this simple two-phase approach to significantly reduce your risk.
#13: Understanding the Two Roth 5-Year Rules: A Key to Smarter Early Retirement Planning
Want to retire in your 50s and withdraw from savings? You need to understand the Roth 5 year rules to avoid penalties.
#12: 20+ Eye-Opening Scenarios to Try with a Comprehensive Retirement Planning Tool!
Explore 20 scenarios to try with the Boldin Retirement Planner. These will increase your planning know-how and build your financial confidence.
#11: Your Future Net Worth is Much Higher than You Think (Assuming an Expanded Definition of Net Worth)
You’re worth hundreds of thousands more than your net worth calculations suggest, really! (Assuming an expanded definition of net worth…)
#10: Societal Collapse: Should You Worry? Can You Protect Your Wealth? Should You Try?
Can you really plan for societal collapse? Most Boldin users (planners by nature) say don’t bother. Here’s their advice.
#9: Retirement in 10 Years or More? Here’s What Boldin Subscribers Wish They Had Done
Retirement in 10 years? Here are the top 15 things people retiring now wish they’d done earlier.
#8: How to Retire Like an Adult: An 11-Point Checklist for Responsible Freedom
To retire like an adult, you need a responsible and dependable retirement plan. Use this 11 point checklist to see if your future is secure.
#7: Social Security Faces Most Urgent Forecast Yet. Should You: Expect a Reduction in Benefits? Claim Early?
The latest report from Social Security suggests a need to cut benefits in 2033. This doesn’t mean you should claim early, but many are.
#6: Retirement Income Strategies: 18 Ideas for Lifetime Wealth and Peace of Mind
18 practical retirement income strategies: See what experts recommend and decide how to create a plan for your own lifetime wealth.
#5: Year-End Tax Planning Strategies to Keep More Money and Prepare for Future Wealth
These 13-year-end tax tips for retirement will help you minimize your 2025 taxes and reduce future tax bills.
#4: A Richer Retirement: Why William Bengen Now Advocates for a 4.7% Rule, Not 4%
The 4% rule is now the 4.7% rule, but safe withdrawal rates are no substitute for a holistic retirement plan.
#3: The 29 Biggest Retirement Planning Mistakes and 29 Easy Fixes for a Better Future!
How many of these 29 retirement planning mistakes are you making? Almost everyone fails at #4, #8, and #26. See how to fix your errors.
#2: Retirement Regrets: Top 15 Things Retirees Wish They Had Done Differently
Here are 15 ways today’s retirees say they would have planned differently, and what you can do to avoid these retirement regrets.
#1: The Nearing Retirement Checklist: 19 Things You Need to Do Just Before and After You Retire
There is a lot to do as you near retirement. And, it goes beyond creating a robust financial plan. Money is only part of the equation.
BONUS: Editor’s 2025 Favorites: Here Are Stories That We Particularly Loved Sharing with You
Discover Boldin’s editor’s favorite retirement planning articles from 2025—insights on money, mindset, purpose, and living well.
Conclusion: From Popular Questions to Personal Answers
These articles rose to the top because they address the questions people are actively wrestling with—how to retire sooner or later, how to lower taxes, how to make Social Security decisions, and how to feel more confident about the future. The volume of clicks reflects shared uncertainty, curiosity, and a desire for clarity.
But while the questions are common, the right answers are personal.
That’s where the Boldin Retirement Planner comes in. It allows you to take the ideas you’ve just read about and see how they apply to your own situation—using your income, savings, goals, and tradeoffs. You can run “what if” scenarios, stress-test assumptions, and understand the impact of different choices before you make them.
The most-clicked articles show what people want to know. A personalized plan shows what you can do next.
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