Barclays Wyndham Earner Business Credit Card Review (2026.6 Update: 100k Offer; Benefits Refreshed)
Barclays Business Card
Wyndham Rewards® EarnerSM Business Card Review
[2026.6 Update] The new welcome offer is 100k: earn 45,000 Wyndham Points after spending $3,000 within the first 90 days, plus another 55,000 Wyndham Points after spending $500 at Wyndham within the first 180 days. Given the structure of this offer, it is only suitable for people who already plan to make Wyndham purchases. The benefits on this card have also been refreshed:
- The annual fee has increased from $95 to $149.
- The award redemption discount has increased from 10% to 20%.
- New benefit: $65 Wholesale Membership Club Credit.
- The earning structure has been adjusted: gas has been changed from 8x to 5x, and utilities have been removed from the 5x categories.
In exchange for the higher annual fee, the main new benefit is basically just the $65 wholesale club membership fee credit. Overall, this refresh is somewhat negative.
Note that the annual fee and benefits for existing cardholders remain unchanged for now. The changes above only apply to new cardholders.
[2025.3 Update] The new offer is 75k, note that the spending requirement is high: $12k in 12 months. [Expired]
Contents
- Application Link
- Benefits
- Disadvantages
- Recommended Application Time
- Summary
- Related Credit Cards
- After Applying
- Historical Offers Chart
- Application Link
Application Link
- Barclays Wyndham Earner Business
Benefits
- 100k offer: earn 45,000 Wyndham points after spending $3,000 in the first 90 days, and also earn 55,000 Wyndham points after spending $500 at Hotels by Wyndham in the first 180 days. The best recent offer was 100k points with no Wyndham-specific spending requirement.
- Wyndham points are valued around 0.7 cents/point (Hotel Points Value), and the redemption structure is very simple with only three tiers of redemption: 7.5k/15k/30k points. So the 100k highest welcome offer is worth about $700.
- [New] Earn 8 points per $1 spent on eligible purchases made at Hotels By Wyndham; Earn 5 points per $1 spent on eligible Vacation Club, gas, EV charging, marketing, advertising, office supply store and shipping purchases; Earn 1 point per $1 spent on all other purchases (excluding Vacation Club down payments).
- Anniversary Bonus: Receive 15,000 bonus points each anniversary year after payment of your annual fee.
- [New] Redeem 20% fewer Wyndham Rewards points for award nights. That means you only need 6k/12k/24k points for redemption.
- Automatically receive a Wyndham Rewards Diamond Membership.
- [New] $65 Wholesale Membership Club Credit.
- Cardmember discount for Wyndham paid stays.
- No foreign transaction fee.
Disadvantages
- [New] $149 annual fee, NOT waived for the first year.
- The free night is typically not worth a lot since most Wyndham hotels are not very expensive.
- Note that Wyndham points expires after 18 months for inactivity, and expire after 4 years no matter what. Therefore it is not a good idea to accumulate a lot of Wyndham points if you don’t plan to stay in Wyndham in the near future.
Recommended Application Time
- Barclays value the number of recent hard pulls a lot, we recommend you apply when you have less than 6 hard pulls in the past 6 months.
- [6/24 rule] Similar to Chase 5/24 rule, Barclays will reject your application if you have 6 or more new accounts in the past 24 months. Note that this is a soft rule for Barclays.
- We recommend you apply for this card after you have a credit history of at least one year.
Summary
The welcome offer is quite valuable. Even for Wyndham enthusiasts, after the June 2026 changes, the Barclays Wyndham Earner Plus is a simpler card with better returns.
Related Credit Cards
- Barclays Wyndham Earner
- Barclays Wyndham Earner Plus
- Barclays Wyndham Earner Business (this post)
- Barclays Wyndham Earner Premier
| Barclays Wyndham Earner | Barclays Wyndham Earner Plus | Barclays Wyndham Earner Business | Barclays Wyndham Earner Premier | |
|---|---|---|---|---|
| Annual Fee | $0 | $95 | $149 | $395 |
| Annual Points | 7,500 (if spending $15,000 or more) | 15,000 | 15,000 | 30,000 |
| Discount on Award Nights | 10% | 10% | 20% | 25% |
| Wyndham Elite Membership | Gold | Diamond 1st year, then Platinum | Diamond | Diamond |
| Coupon book | – | $50 Meal Delivery Credit ($25 semi-annually) | $65 Wholesale Club Credit | $100 Wyndham Credit; $120 Meal Delivery Credit ($10/month); $65 Wholesale Club Credit; $100 Streaming Credit. |
After Applying
- Click here to check Barclays application status.
- Barclays reconsideration backdoor number: 866-408-4064. Barclays tends to ask various questions and you must know all the answers about personal information and credit report. Besides, you may get HP again, but will be informed in advance. Therefore, think carefully before calling.
Historical Offers Chart
Application Link
- Barclays Wyndham Earner Business
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